Motorcycle, Boat, & Leisure Vehicle Insurance
Personal insurance products from Instant Insurance provide our
customers with protection for their homes, automobiles and personal possessions,
along with personal liability coverages.
How we serve you is as important as what we provide. First, we listen
to you, then we discuss your needs and answer your questions. Next, we
look at both your short-term and long-term objectives and help put your
insurance and planning needs in perspective.
Instant Insurance provides the following types of personal insurance
protection:
Boat Insurance
 Boat or Marine insurance is available for small boats, yachts, high performance
powerboats, live-aboard houseboats, catamarans, or pontoons. Marine insurance
will cover intended use including personal recreation, commercial, or
charter vessels.
Boat policies can cover damage to your boat, motor, trailer,
and personal effects in the boat. Available coverage includes liability,
medical payments, injury to a water skier and damage to the boat itself,
sometime called hull coverage. Availability varies by state and by insurance
company. Even though boat insurance premiums are low, shopping your rate
can sometimes save a substantial amount.
Boat & Marine Insurance Quote
Collector Car Insurance
 You may have noticed there's a big difference between collector car insurance policies and regular use policies, including cost.
Classic car insurance or collector car insurance can save you a significant amount of money and increase your coverage because traditional auto insurance carriers are geared towards insuring a larger volume of vehicles. They simply don't know how to treat your specialty or collector car.
Classic cars are usually considered antique vehicles (15 - 20 years old or older). Collector cars can also include:
- Exotic autos new and old
- Muscle cars
- Sports cars of all ages
- Rare or desirable
We understand what collector car owners want and need to protect their investment.
Collector Car Insurance Quote (Instant)
Motorcycle Insurance
 Whether you’re an enthusiast or a first-timer, having fun, being
responsible and being safe is what it’s all about. Being responsible
includes finding the right insurance for your motorcycle.
Motorcycle insurance is a way of sharing the risks of riding between
you and your insurance company. The way it works is simple. You pay a
set premium to an insurance company for coverage. In return, the company
promises to pay for specific financial losses that might occur during
the term of the policy.
Most people rely on motorcycle insurance to protect themselves against
loss in case of an accident. In many states, you must carry basic insurance
to cover the cost of losses you cause to others in an accident. If the
unexpected happens, insurance gives you peace of mind in knowing you are
protected. We have a variety of motorcycle policy options to meet your
needs.
Motorcycle Insurance Quote
Motor Home & RV Insurance
 As much as you expend efforts to purchase your dream motor home, it is
important to select appropriate motor home insurance policy. Legally speaking,
you are required to have a certain minimum amount of coverage when you
have your motor home registered. However, there are many insurance policies
to ensure that your motor home obtains maximum coverage and protection.
It is important to choose a policy that incorporates the recreational
value of your motor home and does not treat it as another automobile.
Motor Home & RV Insurance Quote
Personal Watercraft Insurance
 Personal watercraft, such as jet skis and wave runners, are often our
customer's first step into the boating world. Personal watercraft are
extremely invigorating and fun for water lovers of all ages; however,
they are not toys. Whether you are a first time boater or experienced
captain, it is important that you have proper coverage for these vessels.
Instant Insurance has policies that are geared specifically for
your personal watercraft. Likewise, because of our expertise in this area
we also have the ability to provide commercial marine insurance for companies
that rent personal watercraft.
Personal Watercraft Insurance
Quote
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