Category: Home Insurance

How to Tell if Your Roof Needs Replacing

Roofs are one of the parts of the home that tend to cause homeowners the most headaches: how do you know if something is a simple fix or the sign of a serious problem? Many people are wary of calling in the professionals for an issue that seems small, but an unattended leak or structural issue can grow into a major threat to your home....

Is Your Home Ready for the Fall?

For homeowners, each season brings its own unique set of challenges and maintenance tasks, and prevention is always easier and less expensive than repairing something that’s broken. As fall approaches, consider protecting your home by taking the time to assess and address any issues in the following areas: Insulation from the cold. As the weather gets colder, poor insulation can be both uncomfortable and expensive,...

Light the Sky, Not Your House This July 4th

Hamburgers, hotdogs, parades, and fireworks! The 4th of July is a great American holiday, and fireworks are a tradition the entire Sorrento community enjoys. But first, a word of caution: make sure you light up the sky, and not your home!  Fireworks can reach as high as 1,200 degrees Fahrenheit. The National Fire Protection Agency reports an estimated 17,800 structure fires and about $32 million...

How to Minimize the Fire Hazards in Your Home

Your home is probably your most valuable possession; losing it to fire is unimaginable – but it happens. As a homeowner, you can take steps to minimize the fire hazards in your home and not only protect your loved one, but also avoid expensive property damage. Plan an Escape Route Every family member should be involved in a fire safety plan so each person knows exactly what...

Don’t Let Water Damage Soak Through Your Savings

Damage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures and this can lead to even greater repair costs down the line. If the damage isn’t covered by your homeowner’s insurance then expect the repair...