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Category: Homeowners Insurance

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...

Homeowners Insurance: Reputation Counts

When you are in the process of buying a home or you need to replace your existing homeowners' insurance, you need answers about coverage. It is very important that you know the reputation of the insurance company you are considering. The last thing you want is a problem should anything happen to your home! When Something Goes Wrong Homeowners' insurance can suddenly become an extremely...

Best Homeowners Insurance

The last time we blogged about homeowners insurance we showed you why it's important to choose a company that has a good reputation and friendly customer service. But you may be wondering how to find the best homeowners insurance policy. Instant Insurance can help you find a policy with a reasonable premium cost for coverage you need. How do you find the best homeowners insurance?...

Homeowners Insurance: When Do You File A Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...

Homeowners Insurance: When Do You File a Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason, as you are paying your premiums, you should take advantage of available coverage. The reality is, it is not always advisable to file a homeowners insurance claim as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to frown on policyholders...