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Category: Home Insurance

Does Homeowners Insurance Cover Landscaping?

Your yard is an important part of your home, and requires a great deal of time, effort, and money to maintain. Landscaping can suffer damage from fire, theft, and vandalism, just like the inside of your home. If you have worked hard and invested a lot of money to create a beautifully landscaped yard, you may be wondering whether homeowners insurance will cover your trees,...

Basic Guidelines for Purchasing Flood Insurance

Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situation, putting flood insurance in place could, in the end, could save you thousands, tens of thousands, or...

Helpful Tips to Get Your House Ready for Spring Storms

April showers may be great for a lush, blooming garden, but the heavy spring storms can lead to very serious damage if you are not prepared. Homeowners can avoid costly repairs by taking a few simple steps before the first storm hits. Have a Plan in Place When severe weather hits, the most important thing is to ensure the safety of every member of your...

How to Protect Your Home This Winter

Extreme winter weather can lead to serious damage to your home. Frozen water pipes can burst and cause a flood in your home and basement; a dam of ice within your gutter can divert the water to your interior walls creating a mess that will be costly to repair. Your homeowners insurance protects against specific types of damage, but every policy is different. Ensure you...

Save Money and Energy by Winterizing Your Home

The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may already be prepared for winter, and purchased a new pair of rain boots or a heavy coat, but have you thought about preparing your home? The rain, snow, and ice that are synonymous with winter can cause serious damage to your home, resulting in costly repairs. The unnecessary costs and...